Want to make the most out of your credit card? Smart spending is not just about keeping to a budget—it’s about earning while you spend. With HSBC credit cards, every transaction can help you save, earn rewards, and even win the new iPhone 16 Pro Max. Let us show you how to use your card wisely and reap the benefits!
A Day in the Life of Smart Spending
Meet Sarah. She’s a savvy credit card user who knows how to make every ringgit count. Let’s take a peek at how she spends her day—and how her HSBC credit card is working behind the scenes to earn her rewards.
Sarah starts her day by grabbing a coffee from her favourite café. She uses her HSBC credit card through Google Pay, and just like that, she’s earned 2 entries in the contest for an iPhone 16 Pro Max. Not bad for her morning caffeine fix, right?
Later, it’s time to fill up her car. Instead of worrying about cash, Sarah swipes her HSBC credit card at the pump. Not only does she earn cashback on her fuel, but she also knows this contributes to building her credit score if she pays on time.
At lunch, Sarah meets her friend at a popular restaurant, and she pays with her HSBC credit card. This transaction is part of her monthly budget, and thanks to her card’s dining privileges, she enjoys exclusive discount. Savouring delicious food with great company while saving on the bill— that’s what I call a triple win.
In the afternoon, Sarah decides to book her next vacation. She uses her HSBC credit card to pay for the flight tickets, earning cashback that she can later redeem for future trips. Plus, by spending in a foreign currency, she’s earning extra entries for that iPhone 16 Pro Max. The more she spends responsibly, the closer she gets to her dream phone.
Finally, Sarah ends her day by shopping for groceries. She uses her HSBC credit card again, knowing that essentials like these earn her even more cashback. And because she tracks her expenses using her card’s app, she stays on top of her budget without any surprises.
Win an iPhone 16 Pro Max with HSBC
Just like Sarah, you can turn your everyday spending into amazing rewards. HSBC is giving you the chance to win an iPhone 16 Pro Max, and every RM100 spent earns you an entry to win.
Here are more ways to boost your chances:
- 2 Entries: For Apple Pay, Google Pay, or Samsung Pay transactions.
- 5 Entries: When you activate a new or renewed card.
- 10 Entries: For approved Balance Conversion or Cash Instalment Plans.
- 20 Entries: For every RM1,000 spent in foreign currency.
To enter, type “AA [space]” followed by the last 6 digits of your HSBC credit card and SMS it to 66300. Every eligible transaction brings you closer to winning!
Build a Stronger Financial Future with HSBC
HSBC credit cards are more than just convenient—they help you save, earn rewards, and build a strong financial foundation. Ready to make the most of your spending and win the new iPhone 16 Pro Max? Visit Apple A Day to learn more.
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