Got unclaimed money? Here’s How You Can Check And Retrieve It From The Government

The term Wang Tak Dituntut (WTD) or unclaimed money seems like it shouldn’t even be a thing. But the reality is, as adults, we have no choice but to deal with many different employers, insurance, bank accounts and other financial related services. So it’s actually not that surprising that some people may have forgotten about their unclaimed money, which the government keeps under the Accountant General’s Department of Malaysia (AGD). 


eGumis: Here’s how you can check if you or your family members too have any unclaimed money

First you need a computer, internet connection and the Identification Card (IC) of the person you’re checking for. So if you’re checking for your unclaimed money, you would need your own IC. If you’re checking for someone else, you need their IC. If you are also helping them retrieve the money on their behalf, you need to provide supporting documents. 

According to The Malaysian Reserve, as of December 2020, the AGD had RM8.75 billion worth of unclaimed money waiting to be retrieved.

To combat the problem, AGD launched an online portal called eGUMIS where the public can check the status of their unclaimed money.


To use the portal, you just need to first create and then log into your eGumis account. Once you’ve logged in, fill out all the required details. Then use the ‘search for unclaimed moneys’ feature on the website and key in the relevant IC number. Once you input your IC number, the system will show if you have any unclaimed money or if you don’t. If you do, just select the necessary unclaimed money boxes. Then, add a payee and key in the details of the bank account number you want the money to be transferred to. Lastly, just upload the supporting documents if needed and then boom! You’re all set.


These are the three possible sources of money you haven’t claimed

1.Monies that are legally payable to the owner but have remained unpaid for a period of not less than one year.

  • Salaries, wages, bonuses, commissions, and other payments due to employees
  • Dividend
  • Profits declared for distributions
  • Insurance claims which have been approved for payment
  • Bank draft, cashier’s order, and other documents of similar nature which validity period have lapsed
  • Fixed deposits (without automatic renewal instructions) which have matured
  • Tender deposits for which the intended purpose has been fulfilled
  • Sundry creditors or sundry debtors with credit balance

2. Monies standing to the credit of an account that has not been operated in whatever manner by the owner for a period of not less than seven years.

  • Savings account
  • Current account
  • Fixed deposit (with automatic renewal instructions)


3. Monies to the credit of a trade account that has remained dormant for a period of not less than two years.

  • Trade creditors account
  • Trade debtors account with credit balance

There you have it, all the key information you need to retrieve unclaimed money! Be sure to also help out your older family members by checking for them. Times are hard, many of us could all use some extra dough.


Link(s): Website

Read Also: Maybank Scam: Similar But Fake Maybank2u Webpage Causes M’sian To Lose RM3,600


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